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Ridgestone Funding

Rated 4.7 out of 5

Total Rating

4.7

Rates as low as 1.9% APR up to $100,000

The Good

  • Fixed APR
  • Loan Up To $100,000
  • Offers Debt Consolidation

Fixed APR

Ridgestone Funding rates are compliant with the terms set by the Federal Trade Commission (FTC), so you’re definite that their published prices do not go overboard. The agency’s annual percentage rate (APR) ranges between 2.92-4.99%, depending on the borrower’s creditworthiness.

Loan Upto $100,000

You can apply for a loan for as low as $10,000 and as high as $100,000 with Ridgestone Funding. Loan approvals are subject to the borrower’s credit ratings and debt-income ratio. How the loan is used up is subject to the borrower’s discretion and may be used for business funding, home repair, car purchase, or however deemed fit.

Offers Debt Consolidation

Ridgestone Funding also offers loan options for consolidating debts. The program has similar rates and qualifications as a personal loan and helps streamline credit card bills to avoid more oversized fees and accrued interests from several different billers.

The Verdict

If you require a more considerable amount of funding but have yet to establish your credit or struggling with your credit ranking and might not pass for a bank loan, then Ridgestone Funding should be your best bet. The brand offers a more competitive price for funding at an APR of 2.92-4.99%, compared to most online lenders that charge up an APR of 5.99-25.05%.

Contact Information

We'll Introduce You!

Call our recommended rep over at Ridgestone Funding below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

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Ridgestone Funding

If you require a more considerable amount of funding but have yet to establish your credit or struggling with your credit ranking and might not pass for a bank loan, then Ridgestone Funding should be your best bet.

RF really pushed through with their promise.

Rated 5 out of 5
February 4, 2021

RF really pushed through with their promise. I needed a loan to do some remodelling, and I knew that going the traditional way through a bank would be a complicated process, and I wasn’t sure my bank would lend to me (my credit is good but not excellent).

Avatar for Hannah G
Hannah G

Everything was handled smoothly and correctly.

Rated 5 out of 5
February 4, 2021

Everything was handled smoothly and correctly. They indeed deliver legitimate service. Will reapply for a loan next month.

Avatar for Ciara T
Ciara T

I have no complaints, and everything was plain easy.

Rated 4 out of 5
February 1, 2021

I have no complaints, and everything was plain easy. I gave them a call just to be sure I was doing it right. They walked me through the whole application process and even gave me a good deal for my loan.

Avatar for Jean K
Jean K

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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